March 16, 2010

Salesmen are more willing to haggle prices to close the deal when in the holiday season, as most people are too busy to think about buying a car at that time.

Another time that is the best for getting a good deal is the period from July to October. Dealerships are trying to get rid of their inventory to make way for the new year models.

Do some research online, and get some quotes optimally along with some good rebates or incentives. Print out your results from the lowest quotes and bring it with you to your local dealer. Showing them the lower quotes might compel them to give you a better deal. If not, shop around some more.

Visit FightingChance.com This site has great advice, as well as incentives and rebate offers. You may be able to save thousands of dollars on your car purchase.

A good tactic is to bring a copy of your credit score with you to the dealership. It can lower your interest rates on your car loan.

Be suspicious of any ‘bait and switch’ tactics, such as some odd change that occurred after you initially discussed the car with the dealer. Some unscrupulous dealers will use your preference for a particular car as leverage in convincing you to stay with your choice; although, unfortunately there has been some ‘unforseen’ change in the price or deal you originally discussed. Stick to your guns and remind them that is not what was agreed. If they don’t back down,or at least give you a concession, then it is up to you if you want to accept the difference.

A rule of thumb is to never wait until your car is broken down and you are desperate not only are you not thinking as clearly at a time like that, but the salesman may sense your desperation and take advantage of you. On such a major decision, try to force yourself to take action when you realize your car has issues, but while it is still running.

Do your research before going in and subjecting yourself to high-pressure tactics. Don’t fall for any deals where you are required to make an on the spot decision. This is a big commitment and you need to be on top of the game.

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New Car Buying Strategy

Author: admin
January 22, 2010

A passion for latest gadgetry and new cars is inbuilt in a lot of people, and buying a luxurious car is a dream comes true for the most. However, new car buying strategy requires some amount of planning and research. Before buying a car it is important to check out its reviews from a reliable source, which may be done online too. In fact a convenient way to purchase a car, other than doing it directly from the brand dealers and showrooms, is to buy it online. Here you can take a look at the invoice and also compare prices in a fast and easy manner.
Starting out to buy car online, should be preceded by lots of research not only on the best car to suit your needs, but also on its price. It is also necessary to take a look at the incentives that are offered with most cars, which may give one an added reason to buy a particular model. Dealers are often willing to sell their cars at a price lower than the sticker price, so rope in all the research on rebates and incentives at this point. The next step in the new car buying strategy is extremely important as it involves deciding on the make, the model, trim level, options and colour. This may include giving the car a detailed check and also taking a test drive. It is worthwhile to note that the more flexible one can get on these basics, a wider range and variety opens itself. In case one finds the car of their dreams it would be a wise step to take multiple quotations from a number of dealers.

Negotiating for the lowest price possible becomes the next stage in ones new car buying strategy. Many online salespersons are willing to discuss the price of cars online, which helps save a lot of time and energy. If one feels good about the price decided on, its time to take a look at the big picture. Many buyers focus on the cost of the car and ignore the related expenses. Besides the cost, one will have to pay sales tax and other various fees, which vary from place to place, and the easiest way to do this is to ask the salesperson to send an invoice before one goes to the dealership. The new car buying strategy remains incomplete without insuring the car, so insurance may from ones final stride in this direction. On carwholesaleprices.com one can get new car prices and reviews before set out for buying a new car.

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Want To Buy A Car After Graduation? Opt For Driver’s Edge Card For College Students

There are very few people who have not heard of Citibank. The renowned company serves and caters to the needs of frequent travelers, business personnel as well as students. The Citi Driver’s Edge Card for College Students is one such card that caters to the needs of students. The card is part of the Thank You Network.

Benefits of the Card

The card permits the students to earn rebates for the purchase of a new, used or leased car each time the student uses his/her card to make a purchase.

The card also permits you to earn 3% rebates at the drugstores, grocery stores or gas stations. On all the other purchases you make, you will be getting a 1% rebate. You can further gain rebates for the number of miles that you drive. All the points you gather can be used for purchasing a vehicle, only that the maximum amount of points that can be redeemed per vehicle is $5000.

The card has all the benefits offered by the other Citi student credit cards. The Citi Driver’s Edge Card for College Students lets you shop with confidence whether you are buying online or from retail outlets. It shields you from credit card theft as well as identity theft. Furthermore, you can avail of customer service whenever you wish.

The card offers 0% annual percentage rate (APR) for the initial six months on purchases, balance transfers and cash advances. However, the regular APR is fixed at 18.24%. There is no annual fee and balance transfer fee.

Other Benefits

As a student, you will enjoy a 25% discount to shop for books at Peterson.com. (Peterson is a well-known career and educational advisory body). The card understands you and enables you to utilize all your accumulated rebates over a period of 5 years at the maximum, for repairing or servicing your car.

For better security, there is the provision of adding your photo to the face of the credit card. This will stop anyone from stealing and utilizing your card at a retail establishment. This photo ID is practical always.

The card further provides the benefit of zero liability for unauthorized purchases policy, which gives you mental peace. You can avail of the customer service 24/7, that too via the toll free telephone. The privilege of accessing your account online also comes with the card.

The free protection services that come with card include fraud early warning block, online guarantee and lost wallet service, making you feel secure, which is akin to the Citibank policies.

Added Advantages

The Driver’s Edge Card for College Students comes along with other common benefits like many Internet account related services, emergency card and cash replacement, medical and legal referral services and different travel and emergency assistant services.

The card further provides automatic bill payments, auto rental discounts, and a maximum of $1000000 in travel accident insurance and many more facilities.

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