However, if there is one thing that can detract from the enjoyment of buying a new car, it is the finances of the whole deal. This is not just speaking about the price of the new car, although this can be considerable. There is also the issue of all the hidden, and not so hidden extras that you have to pay for. For example, before you finalise the price of the car, you have to find out what features come as standard, and if you want to have any additional features, be they for safety, power, style or any other reason, you have to make sure that you calculate the extra cost of them into the price of the car.

Then, added to this is the delivery cost if there is one. Plus any other hidden dealer fees for whatever reason. Then you have to deal with financing charges. You may be one of the lucky people who can pay outright for their car, but most people will be using some style of financial product to cover the purchase price of the car. Either theyll be leasing it from the dealer, or theyll be relying on the dealers financing offers, or maybe you will have arranged a separate loan from your bank or other lender. Frequently there will be associated costs with the financing package and they should not be overlooked when calculating the cost of the car.

Add to this the cost of road tax. Road tax is calculated based on the size of the engine of the car. Then you will also need insurance. You should make sure you shop around and get the best possible price for your car insurance. You can choose between different levels of coverage depending on whether you want your own car to be covered or just third parties.

By the time you have added all of these extra expenses on to the purchase price of the vehicle you will be closer to knowing the true cost of the car. Make sure you can afford this figure and your car buying experience will be far more enjoyable.

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The best time to buy a new car would probably be September and October this is the time when the new models cars arrive. Even if you have already decided the type of vehicle you will buy, make yourself 100% confident about the vehicle. A buyer is said to be in a key position during the entire buying process. Hence it is very important to be well informed about the product even before entering into dealership. You need to keep in mind certain points before you buy the car from a new car dealer.

The following tips will help you to take proper decision before you buy your dream car.

1) How much can you afford: This is the most important decision you need to make even before selecting the vehicle. Money plays a very important role hence analyzing your budget is very important.

2) Shop and get the best rates and models from different dealers and compare them to find out the best which suits you. Also check out for information on the internet regarding the features and the prices of new vehicles.

3) Find out whether the amounts quoted are before or after the rebate is deducted.

4) Order a new car if you are not happy with the dealers lot. Make sure you make the best decision even though there is a delay. You can also bargain by 10% to 20% as dealers usually tend to add his incentives in the invoice price. Always remember that the dealer pays the factory invoice price to the manufacturer.

5) While purchasing a new car always consider an alternative fuel vehicle as your main commuting car. Another important consideration would be to check how much of the vehicle can be recycled once it has lived its usefulness.

6) Always be cautious about the add-ons the dealer might force you to buy. They are specially designed by the dealers to earn that extra income.

7) Always remember that the manufacturer usually offers a guarantee of 36 months with the automobile. However the dealer might defraud you to buy the warranty you already have.
Finally remember that all new car dealers are not scammers. Out of one million people who work for dealership most of them are honest, hardworking and reliable. You need to do a little car research if you want to get the best possible car at a reasonable price. If you are not happy with the dealers lot you are free to walk away.

Did u know?
According to Consumer Reports, only 69 percent of women thoroughly research car prices before they buy, compared to 86 percent of men.

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