Buying A Used Car In Australia – Two Factors You Must Consider Carefully Before Buying A Used Car

If you are going to buy a used or second hand car, what will be your main concerns? What are the most important factors to consider if you wish to buy a used car?

I find myself asking these same type of questions when I was faced with a limited budget and a need to change to a newer, but used or second hand car to cut down on initial investment costs.

I have read from one car club for motoring enthusiasists that it should be the age of the car. Briefly, this car club recommended that I spend the most time to look out for a car that was about 3 years old to get the best value out of a used car which still looks good and has depreciation factored into it.

But essentially was that the main factor I should be concerned about when hunting for a good used second hand car?

Are there more important factors I should rightly spend more time to look at if I am looking for a used or second hand car?

Indeed, I was not too surprised when I read a report from the Monash University Traffic Research Centre and supported by the RACV, Traffic Accident Centre and several other motoring clubs that for anyone looking for a used car, the most important criteria in determining the selection of a used car is not its age, but is the safety the used car provides the driver and the people on the road!

In the world’s largest crash study conducted in 2006 (and updated recently in mid July 2007), results assessed the performance of 305 vehicle models in more than 1.7 million crashes in Australia and New Zealand from 1987 to 2004.

From the study, it is now possible to have a good understanding of how each car model correlated to its age would perform with regards to its crashworthiness (how much protection the vehicle provides the driver in a crash) and aggressivity (how badly the vehicle is likely to harm other road users, including pedestrians and cyclists, in a crash).

By means of this study, if you are looking for a used car in Australia and New Zealand, it will be possible for you to have a general assessment of the protection the used car model will provide you as well as the potential harm it can cause to other road users in a crash.

Dr Newman who led the study reported that of the 305 vehicle models assessed, 87 provided an above average level of driver protection and 72 provided a below average level of driver protection in a crash.

With this report, it is now possible for you to check the make of your car and the model against the report to have a quick understanding of its car crashworthiness and aggressivity.

Further if you are in Australia and if you agree that the aspect of car safety is or paramount importance to you, then before you make a decision to buy any used car, check the make of your car and the model against this Used Car Safety Ratings (UCSR) report.

From this report there are clear indications of some superior makes and models that are standout cars, and where safety is your consideration, it will be wise to give a lot more consideration to these cars when you purchase your next used car.

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February 13, 2010

How To Buy A Car And Get A Cheap Car Insurance Quote!

If your car is completely paid for, chances are youve dropped the full coverage car insurance your lender was requiring and now simply have your states minimum liability insurance requirement. However, theres no getting around it when you need to buy a new car, you need to buy a new car. Having your states minimum liability insurance is not worth your safety, after all; nor is it worth the money you will spend in repairs if your car is in bad shape.

The good news is its possible to get a cheap car insurance quote when you buy a new car. You just have to keep that cheap car insurance quote in mind as you are shopping for your new car.

The surest way to get a cheap car insurance quote when you buy a new car is to make sure your new car is as safe as possible; undoubtedly, the safety features of your new car will affect your decision anyway. The safety features most car insurance companies look for include those that keep everyone safe; those that prevent your car from being broken into and/or stolen; and those that are compatible with external safety features.

In order to keep yourself, your passengers, other drivers, and pedestrians safe, make sure the new car you buy has anti-lock brakes, automatic safety belts, and air bags for each passenger. You may also want to look into child safety locks.

Help keep the new car you buy from being broken into and stolen by purchasing a car with automatic locks and a safety alarm system. If you cant find a car with a safety alarm system, you can always have one installed.

External safety features include child safety seats, and many car manufacturers are now designing cars that are more compatible with these seats.

When you buy a new car, put safety first in order to get a cheap car insurance quote.

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